Course Curriculum

  • 1

    Mercy Housing Welcomes You to I Am Net Worthy

    • Welcome

    • 2. Disclaimer

    • 3. The Net Worthy Nuggets

    • 4. Pre Test

    • 5. Check In
  • 2

    Chapter 1: Million Dollar Plan

    • 1. The Object Of The Game

    • 2. Focus Question

    • 3. Financial Independence: The Power of Choice

    • 4. Check In

    • 5. How to Build A Million Dollar Fortune [Nugget #1.1]

    • 6. Focus Question

    • 7. Demonstration: The Financial Independence Calculator

    • 8. Check In

    • 9. Optional Calculator: YOUR Financial Independence Plan

    • 10. Focus Question

    • 11. The Power of Compound Interest

    • 12. Check In

    • 13. Optional Reading - Compound Interest: Four Must-Know Facts

    • 14. Focus Question

    • 15. The Two Step Approach to Filling Your Financial Bathtub

    • 16. Check In

    • 17. Focus Question

    • 18. The One Most Important Measure of Your Financial Condition

    • 19. Optional Reading - What Is Net Worth? Definition & Examples

    • 20. Check In
  • 3

    Chapter 2: Three Phase Path to Financial Independence

    • 1. Optional Reading - A Long Range Approach [Nugget #2.2]

    • 2. Focus Question

    • 3. The Three Phase Path to Financial Independence

    • 4. Check In

    • 5. Optional Calculator: How Big Should YOUR Emergency Fund Be?

    • 6. Focus Question

    • 7. Debt Avalanche vs. Debt Snowball

    • 8. Two Practical Strategies to Eliminate Your Debt

    • 9. Check In

    • 10. Focus Question

    • 11. From Yellow to Green: It's Up To You!

    • 12. Check In

    • 13. Optional Activity: Visualize YOUR Financially Independent Life
  • 4

    Chapter 3: Money Basics

    • 1. Focus Question

    • 2. Two Essential Life Skills for Financial Independence

    • 3. Check In

    • 4. Your Bank Accounts [Nugget #3.3]

    • 5. Focus Question

    • 6. Listen Up!

    • 7. Get Organized! [Nugget #3.2]

    • 8. Focus Question

    • 9. Advice on Credit Cards

    • 10. Check In

    • 11. Optional Reading - Credit Scores, Credit Cards, and the Golden Rule

    • 12. Optional Reading - Using Insurance to Protect Your Finances

    • 13. Income Taxes [Nugget #3.6]

    • 14. Optional Reading - The Millennials' Guide To Buying Health Insurance

    • 15. Focus Question

    • 16. True and False Definitions of "Saving Money"

    • 17. Check In

    • 18. Financial Irrationality [Nugget #3.9]

    • 19. Focus Question

    • 20. The Future You

    • 21. Check In

  • 5

    Chapter 4: Budgeting / Magic Number

    • 1. Focus Question

    • 2. The Four Step Budgeting Cycle

    • 3. Check In

    • 4. Focus Question

    • 5. Your Magic Number

    • 6. Check In

    • 7. What's YOUR Magic Number?

    • 8. Optional Reading: Windfalls and Pay Raises [Nuggets #4.6 and #4.7]

    • 9. Focus Question

    • 10. Supplemental Income

    • 11. Check In

    • 12. Optional Reading - The Surprising #1 Most Common Budget Problem

    • 13. Focus Question

    • 14. Two Ways You Spend Money: Streams and Pops

    • 15. Check In

    • 16. Optional Calculator: Are Streams Blocking You From Financial Independence?

    • 17. Optional Reading - Believe It! Budgets Make You Happy!

    • 18. If You Can't Pay In Full Up Front, You Can't Afford It [Nugget #4.11]

    • 19. Focus Question

    • 20. Intentional Spending: When Your Dollars Align With Your Values

    • 21. Check In
  • 6

    Chapter 5: Cars

    • 1. Optional Reading - Can You Live Without A Car?

    • 2. Optional Reading: Shift Gears to "Net Price" Thinking [Nugget #5.2]

    • 3. Focus Question

    • 4. Cars: It's All About Net Price

    • 5. Optional Reading - Wisely Selecting A Used Car [Nuggets #5.4 and #5.5]

    • 6. Optional Reading: How To Drive Car Costs Down [Nugget #5.8]

    • 7. Check In
  • 7

    Chapter 6: Houses

    • 1. Focus Question

    • 2. Should You Buy A House? Whether and When

    • 3. Optional Reading - Buying a House: Ready or Not?

    • 4. Optional Reading: Don't Overspend on Rent [Nugget #6.4]

    • 5. Calculator: Are You Financially Ready To Buy A House?

    • 6. Focus Question

    • 7. Choosing the Right House for You

    • 8. Optional Reading - Mortgage: Keep It Simple [Nugget #6.9]

    • 9. Optional Reading - Allow Your Home Equity to Build [Nugget #6.10]
  • 8

    Chapter 7: Long Term Investing

    • 1. Focus Question

    • 2. Long Term Investing the Net Worthy Way

    • 3. Check In

    • 4. Invest in Tax Advantaged Accounts First [Nugget #7.4]

    • 5. Roth vs Traditional, Demystified [Nugget #7.7]

    • 6. Focus Question

    • 7. Workplace Retirement Savings Accounts vs IRAs

    • 8. Check In

    • 9. Investment Fees Matter - A Lot! [Nugget 7.8]

    • 10. Optional Reading: The Beauty and Convenience of Target Date Funds [Nugget #7.6]

    • 11. Focus Question

    • 12. The Power of Consistency in Long Term Investing

    • 13. Focus Question

    • 14. Investment Wrapup - Do It Yourself, or Call In a Pro?

    • 15. Optional: Five Item Checklist Before Starting Your Long-term Investing Program

    • 16. Check In
  • 9

    Chapter 8: Your Financial Dashboard

    • 1. Focus Question

    • 2. Welcome to the Financial Dashboard

    • 3. Optional Reading - Building Your Debt Inventory [Nugget #8.2]

    • 4. Focus Question

    • 5. Demonstration: The Financial Dashboard

    • 6. Check In

    • 7. Optional Reading - The Financial Dashboard Never Lies!

    • 8. Optional Calculator: Completing YOUR Net Worthy Financial Dashboard

    • 9. Check In
  • 10

    Chapter 9: Right Things / Right Order

    • 1. Optional Reading: “Just Tell Me What to Do!”

    • 2. Required Reading: It's All About The Gap

    • 3. Focus Question

    • 4. The Right Things in the Right Order

    • 5. Check In

    • 6. Optional: Final Words of Financial Advice from Amber and Chris
  • 11

    Post Test

    • 5. Post Test